In today’s uncertain global economy, with looming recessions, persistent inflation, and ongoing geopolitical conflicts, many people are returning to safe-haven assets like gold. This global sentiment has increased gold demand, with prices nearly reaching IDR 2 million per gram. With its rising value, gold isn’t just a beautiful accessory anymore—it’s seen as a secure “savings...
When you start working at a company in Indonesia, one thing always pops up in the HR paperwork: BPJS registration. But have you ever wondered what exactly BPJS is for? Is it just a government-mandated requirement, or is there a significant benefit behind it? In this article, we’ll explain everything about BPJS clearly so you...
Imagine standing in line at the cashier, and when it’s finally your turn, you still have to open an app, scan a QR code, and wait for the transaction to be processed. Sounds tedious, right? Now, all that can be done in seconds with a single tap. QRIS Tap. QRIS Tap is the latest solution...
Have you ever felt bored watching a presentation with too much text and dull designs? If so, imagine how your audience feels when watching a monotonous PowerPoint. A lackluster design can make your message hard to grasp and even cause your audience to lose focus. But don’t worry—you don’t need to be a graphic designer...
Batik couple outfits are becoming increasingly popular among couples who want to look coordinated at various events. They can be perfect for weddings, family gatherings, or special moments like engagements or anniversaries. Besides creating a harmonious look and reflecting Indonesia’s rich cultural heritage with its unique patterns and vibrant colors. However, finding the right batik...
For many Gen Z workers, entering the workforce means facing a new reality: a paycheck that must be stretched across various expenses, from rent, food, and transportation to taxes. Unfortunately, the high cost of living and tax obligations often make financial management feel even more overwhelming. A common dilemma is whether to pay for daily...
Who doesn’t want to get rich quickly? Online gambling is often marketed as an easy way to earn big money without much effort. You may have heard stories of people winning big and becoming rich overnight. But is online gambling a stable source of wealth? Or does it lead to more losses than gains? Before...
When the economy struggles, many assume people will cut back on spending and focus only on necessities. However, reality often tells a different story. During uncertain economic times, a phenomenon known as the Lipstick Effect emerges, where people continue to spend on small indulgences that bring emotional satisfaction, even if they are not essential. This...
Have you ever felt nervous before your first day at work? Waking up extra early, picking the perfect outfit, yet still feeling awkward when you enter the office? Don’t worry—you’re not alone! Many people go through the same thing, especially when entering the professional world for the first time. The first day at work can...
Your 20s are often seen as a transition phase toward independence, including financial independence. Many young adults start earning money, but not all know how to manage it wisely. Without solid financial skills, you may fall into reckless spending, struggle to save, or even accumulate debt without realizing it. That’s why it’s crucial to build...
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